Packaged rooftop HVAC units (RTUs) typically last 15-25 years and cost about $8,000-$30,000 per unit to replace, which works out to roughly $1,800-$3,500 per ton installed in 2026. A 3-5 ton clubhouse unit sits at the low end; 10-ton-plus commercial units, high-efficiency equipment, and difficult crane access push projects toward and past $30,000. ASHRAE-based tables use 15 years as the median service life, with well-maintained units reaching 20-25.
Last verified 2026-07-06
Typical useful life
15–25 years
2026 replacement cost
$8,000–$30,000
per unit (per ton noted), national range
Typical HOA quantity
2 rooftop package units
Inventory every association-owned RTU with its tonnage and install date — clubhouses, fitness rooms, and office spaces often each have their own unit on different clocks. Budget beyond the equipment quote: crane mobilization, curb adapters, and electrical upgrades are the most commonly missed items and collectively add $3,000-$8,000 per project, and refrigerant phase-outs can force early replacement of otherwise serviceable units.
Replace filters quarterly, wash condenser and evaporator coils annually, and keep a semiannual preventive-maintenance contract that checks refrigerant charge, belts, and electrical connections. Coil cleaning and consistent filter changes are the difference between a 15-year and a 25-year unit, and coastal units benefit from factory coil coatings.
Hot-climate regions (Southwest, Gulf) shorten compressor life through longer run hours, coastal air corrodes coils and cabinets, and crane access matters more to price than geography.
National 2026 ranges · verify with local bids.
Typical small HOA: 2 rooftop package units
Set-aside = replacement cost ÷ useful life (15–25 years). A new installation funds toward the long end; an aging one needs catch-up funding — run the full calculator for that.
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Retrieved and verified 2026-07-06. National planning ranges — local bids govern. Informational only; not engineering, legal, or financial advice, and not a substitute for a professional reserve study. Report a data issue.
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