HomeCompareeUnify vs Enumerate (formerly TOPS)

eUnify vs TOPS (now Enumerate)

Before anything else: if you are comparing eUnify against TOPS, you are comparing it against a product that has been renamed. TOPS[ONE] is now Enumerate Central. Enumerate's own company page states that the experience behind the business was shaped by the teams that built and supported TOPS Software, Nabr Network, and ComWeb, and the 2023 launch announcement named TOPS Software and Nabr Network as the core products moving forward under the Enumerate name. Search results and review sites still carry the old name, which is why the two get compared under mismatched labels.

With that settled, the comparison is a real one: two long-standing community association platforms, both of which serve management companies and self-managed associations, and only one of which publishes a price floor. Sources read in August 2026.

Read this before the comparison

We make Effortless HOA, which is HOA management software. That means we compete with both products on this page, and you should read what follows with that in mind.

We have not used eUnify or Enumerate (formerly TOPS). Nothing here is a review, a rating, or a test result. Every statement is drawn from what each vendor publishes on its own website — pricing pages, product pages, FAQs — read in August 2026, with the source links printed at the bottom of this page. Where a vendor does not publish something, this page says “not published” rather than guessing.

Vendors change pages and prices without notice. Verify anything that matters against the source links before you sign.

At a glance

eUnify

A community association platform organized into Operations & Management, Finance & Payments, Community & Lifestyle, AI & Automation, and mobile apps (uManage).

Built for: eUnify publishes audiences by community type, including self-managed associations — "built for communities doing it all themselves" — alongside management companies, master-planned communities, high-rise and condo, and commercial or developer communities.

Enumerate (formerly TOPS)

Enumerate

Enumerate Central (accounting, payments, operations — formerly TOPS[ONE]), Enumerate Engage (homeowner and board communications), Numa AI, and Enumerate Financial Services for professional bookkeeping.

Built for: Published audiences include property management companies and self-managed associations, plus managers, accounting staff, executives, and board members. Enumerate publishes 40 years of experience serving community associations.

How they differ

Enumerate publishes a floor; eUnify publishes nothing on price

This is the most decision-relevant published fact on this page. Enumerate states a $500 monthly minimum, an annual contract requirement, and a one-time implementation fee covering data migration. For a single association of 60 homes, $500 a month is $100 per home per year on software alone, which is usually the end of the conversation — the published floor tells you Enumerate is priced for portfolios, notwithstanding that it lists self-managed associations among its audiences. eUnify publishes no price at all, so its floor is unknown. It is worth asking eUnify for a minimum before scoping anything, because "we serve self-managed associations" and "we have a workable price for one small association" are different claims.

Violation tracking: eUnify publishes the more specific workflow

eUnify publishes Violations & Inspections as a named module — "track, assign, and resolve violations with automated follow-ups" — alongside Architectural Review with "custom ARC submission, review, and approval workflows," work orders, meeting management, and resale and closing documents. Enumerate publishes operations and accounting automation including collections letters and fines, without breaking violations out into a named module with published workflow detail. If violation tracking is the specific job you are buying for, eUnify has put more of it in writing. Ask both to run one violation from a photo in the field to a fine posted on the owner ledger.

Payments and banking are published by both, differently

eUnify publishes "true bank sync, no third-party add-ons needed" and lists 20+ partner integrations including First Citizens Bank, Webster Bank, and Sunwest, along with homeowner payments, AP and vendor payments, accounts receivable, general ledger, budgeting and reporting, and point of sale. Enumerate publishes accounting, payments and operations as one connected system, with named reports such as the Owner Balance Report and Collection Status Report, and optional professional bookkeeping. The published difference is emphasis: eUnify names the bank relationships, Enumerate names the reports and offers to do the bookkeeping for you.

Both publish an AI layer, and both keep it inside existing workflows

eUnify publishes an AI Invoice Agent, an AI Assistant, an AI Bank Rec Agent, document processing, and a custom workflow builder. Enumerate publishes Numa AI with Ask Numa for insights, automated bank reconciliation transaction matching, and Homeowner Assist for resident support. The overlap is almost exact — invoice handling, bank reconciliation, and a question-answering assistant are the three jobs the whole category has converged on. Neither publishes accuracy figures. Treat both as needing a human review step on anything that touches an owner's ledger.

eVoting is published by eUnify and not by Enumerate

eUnify lists Surveys & eVoting under its Community & Lifestyle module, alongside homeowner and board portals, amenity reservations, resident communication, and event ticketing. Enumerate publishes Enumerate Engage for homeowner and board communications and payments but does not publish an elections or voting product. If your associations run annual elections and want them online, that is a published difference — though as always, ask rather than assuming the absence is real.

What each one publishes on price

eUnify
Not published

No public pricing page

  • eUnify does not publish pricing; there is no pricing page on the site.
  • No published minimum, per-unit rate, or contract term.
  • Module packaging is published in detail, which makes it possible to scope a quote precisely even though the price is not shown.
Enumerate (formerly TOPS)
$500/mo minimum

Published floor, annual contract

  • Enumerate's pricing page publishes a floor: "our minimum monthly cost is $500" for software customers.
  • "Pricing is determined based on the size of your association(s) and the level of services you would like provided."
  • An annual contract is required, per Enumerate's published FAQ.
  • A one-time implementation fee applies, covering migration of data from your existing accounting solution or software provider.
  • Packaging is published as a base software suite (accounting, payments, operations, resident communications) with add-ons for scale or efficiency, plus Numa AI and Professional Bookkeeping as separate layers.
  • Enumerate is the only one of the two that publishes a number, and what it publishes is a floor: $500 per month minimum, annual contract, plus a one-time implementation fee.
  • eUnify publishes no pricing at all. Its module list is detailed enough to scope a quote precisely, but you will not know the floor until you ask — ask first.
  • Because Enumerate's minimum is published and eUnify's is not, do not read the blank as "cheaper". It is a blank.

Side by side, from published material

Each cell records what the vendor states on its own pages. A blank in one column usually means the vendor does not publish that detail — not that the capability is missing. Treat it as a question for the demo, not a verdict.

Naming

Current product name

eUnify
eUnify
Enumerate (formerly TOPS)
Enumerate Central (formerly TOPS[ONE])

Pricing

Published price

eUnify
None — no pricing page
Enumerate (formerly TOPS)
$500/mo published minimum; quoted above that by size and services

Contract

eUnify
Not published
Enumerate (formerly TOPS)
Annual contract required

Implementation fee

eUnify
Not published
Enumerate (formerly TOPS)
One-time fee published, covering data migration

Fit

Self-managed associations

eUnify
Published audience — "built for communities doing it all themselves"
Enumerate (formerly TOPS)
Published audience, but the $500/mo floor sets the practical size

Operations

Violations

eUnify
Violations & Inspections module — track, assign, resolve, automated follow-ups
Enumerate (formerly TOPS)
Automated collections letters and fines published; violations not a named module

Architectural review

eUnify
Custom ARC submission, review and approval workflows
Enumerate (formerly TOPS)
Not published as a named module

Resale and closing documents

eUnify
Published module
Enumerate (formerly TOPS)
Not published

Meeting management

eUnify
Published module
Enumerate (formerly TOPS)
Not published as a named module

Financials

Core accounting

eUnify
GL, AR, AP and vendor payments, budgeting and reporting, point of sale
Enumerate (formerly TOPS)
Accounting, payments and operations in one system; Owner Balance and Collection Status reports named

Bank connectivity

eUnify
"True bank sync, no third-party add-ons"; banking partners named on the site, no total count published
Enumerate (formerly TOPS)
Automated bank reconciliation via Numa AI

Outsourced bookkeeping

eUnify
Not published
Enumerate (formerly TOPS)
Enumerate Financial Services — professional bookkeeping published as an option

Community

Online voting

eUnify
Surveys & eVoting published
Enumerate (formerly TOPS)
Not published

Amenity reservations

eUnify
Published
Enumerate (formerly TOPS)
Not published as a named feature

AI

Named AI

eUnify
AI Invoice Agent, AI Assistant, AI Bank Rec Agent, document processing
Enumerate (formerly TOPS)
Numa AI — Ask Numa, bank reconciliation, Homeowner Assist

Mobile

Mobile apps

eUnify
uManage published
Enumerate (formerly TOPS)
Not published as a named app

Which one fits your situation

Neither is better in the abstract. These are the conditions under which each vendor’s published strengths line up with a real situation.

Lean eUnify if…

  • Violation tracking and architectural review are the jobs you are actually buying for — eUnify publishes named modules with workflow detail for both.
  • You need resale and closing document handling, or meeting management, as first-class published functions.
  • Online voting and surveys are in scope; eUnify publishes eVoting and Enumerate does not.
  • Direct bank relationships matter and you want to check your bank against a published partner list.

Lean Enumerate (formerly TOPS) if…

  • You want the option to hand bookkeeping to the vendor — Enumerate publishes Professional Bookkeeping inside the same system.
  • You want to know the price floor before the first call, and $500/mo is workable for your portfolio.
  • Accounting depth and board-ready reporting are the priority, and named reports like Owner Balance and Collection Status map to what your boards ask for.
  • Long institutional history is part of your risk assessment — Enumerate publishes 40 years in community associations through its TOPS lineage.

What neither vendor publishes

These are the gaps in the public record. Anyone who fills them in for you without a quote in hand is guessing.

  • eUnify's price, minimum, and contract terms — none are published.
  • What Enumerate costs above its $500 floor for a given portfolio, and what the implementation fee is.
  • Whether Enumerate offers online voting.
  • Whether eUnify offers outsourced bookkeeping.
  • Migration effort and timeline from either vendor.

Ask both of them this

Questions that close the gaps above, in the order they usually matter.

  1. 1eUnify: what is your minimum monthly cost and your contract term?
  2. 2Enumerate: what does the one-time implementation fee come to for our data, and what is the timeline?
  3. 3Both: run one violation from field photo through notice, hearing, and fine posted to the owner ledger.
  4. 4Both: which bank do our associations use, and is that a direct integration or a file import?
  5. 5Enumerate: what does Professional Bookkeeping cover and what stays with our staff?

eUnify vs Enumerate (formerly TOPS): common questions

A third option, and our stake in this

We make Effortless HOA, so we are not a neutral party and this section is the part of the page where that matters. We built it for self-managed communities — volunteer boards running one association without a management company. That is a narrower job than either platform above is solving, and it is the only situation where we would suggest looking at us instead.

If you are a management company with a portfolio, or you need multi-entity portfolio operations, the platforms on this page are built for that and we are not. If you are a board of five volunteers trying to collect dues, track violations, and close the books without hiring anybody, our pricing is published in full and you can work out your number in about a minute.

Sources

Vendor-published pages, read August 2026. Last verified 2026-08-09.