HOA Dues Calculator

See how much revenue your community could recover with online dues collection. Adjust the sliders and watch the numbers update in real time.

Your community

Adjust the numbers to match your HOA.

50
10500
$
85%
50%100%
Show “With Effortless HOA” comparison

Revenue breakdown

Based on your inputs, here's what the numbers look like.

Annual revenue potential$120,000
Currently collecting (85%)$102,000
Revenue gap (lost to delinquency)$18,000
With Effortless HOA (95%)$114,000
Additional revenue recovered$12,000
Software cost ($150/mo)-$1,800
Net annual gain
$10,200

That's $850/month back in your operating budget.

Why collection rates matter

Every dollar that goes uncollected is a dollar your community can't spend on landscaping, insurance, or reserves. Here's what the data shows.

15-30% lost annually

The average HOA loses 15-30% of annual revenue to late or missed payments. For a 100-home community at $200/month, that's $36,000-$72,000 per year left on the table.

10-25 point improvement

Online payment options typically improve collection rates by 10-25 percentage points. The convenience of paying by card or bank transfer removes the friction that causes late payments.

Autopay is the biggest driver

Communities with 50%+ autopay enrollment consistently see 95%+ collection rates. Payments process automatically each billing cycle — no reminders needed.

Tip: Start with autopay incentives

Offer a small discount (e.g., $5/month) for homeowners who enroll in autopay. Even a modest incentive can push adoption past the 50% threshold where collection rates jump dramatically. The discount pays for itself within the first billing cycle.

Ready to close the revenue gap?

Online dues collection, autopay, and automated reminders. Communities that switch recover an average of 15% more revenue.

Start Collecting Online